Carbon Nigeria | SMEs | Knowledge Base

SMEs
How can I get POS on Carbon?
We currently do not offer POS services on Carbon. For SME you can access Carbon services on the web here.
What is the interest rate on SME loans?
The interest rate for SME loans is between 3% - 5%.
How much can my business access via the SME loan?
SME loan amount ranges from N300,000 to N10,000,000 as a starter. However, you can access more than these amounts as a repeat client.
What is the criteria for SME loans?
To access business loans on Carbon you need to have the following criteria: A business registered with the CAC. A valid Tax Identification Number (TIN). Applicable Sectors (for now) include: Retail, Agent Banking, Food Services, Health Services. Time ...
How can I access SME Loans
Carbon provides flexible finance for SMEs. The way to access it is to: Register at https://smefinance.getcarbon.co/ and start your journey to accessible finance. Completely fill the required information and upload requested documents for eg: Valid ...
How can I register for the Free SME Training on Carbon In Collaboration With Bigspring?
Building a business in Nigeria can be tough, but Carbon is always here to support you. We recently launched FREE training for our SME customers in collaboration with Bigspring. Skill up on: Financial services Sales Service excellence Design thinking ...

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USSD Code
Now you can access Carbon without the internet using the code: *1303# to fund your Carbon account, buy airtime or send money. For airtime to self - *1303*Amount# For airtime to others - *1303*Amount*Phone No# To transfer to Carbon Wallet - ...
How to get a Carbon loan
Download the Carbon app from your google play store OR the apple store, sign in or sign up to identify yourself and this will take you to our brief registration/application forms. Complete an application with valid information and click on "apply for ...
Loan Top-up
A loan top-up is accessing additional funds on a multiple installment facility after paying a certain number of installments on time for an extended period at the same rate. How do I get a top-up? You need to have a current loan within a 3- 6 months ...
Available Loan Offer
a. Loan Offer is calculated based on the verified data from your information and current risk profile. b. The loan amount, duration and interest rate at any time depends on your profile and the information you provided in the application. . Note: ...
Physical Office
Carbon is an online service and does not operate via physical branches. This service is provided by One Finance & Investments Ltd (RC. 1044655), a licensed and regulated finance company.

SMEs