To qualify for better loan offers with Carbon, follow these steps:
Use Carbon as your primary account. Customers who make Carbon their main financial hub—receiving income, making purchases, paying bills, and saving with us—are more likely to qualify for higher loan amounts and better rates.
Increase your transaction activity with Carbon. The more you transact through Carbon, the more insights we gain into your financial behavior, which helps us offer you loans that are better suited to your needs.
Ensure your personal details are up to date. Correct and complete information helps prevent delays in loan processing.
Maintain a clean credit history. Your past behavior with Carbon and other lenders affects your eligibility. Timely repayments and responsible borrowing increase your chances of receiving better offers.
Level up your KYC. Ensure you’re verified at KYC Level 3 to avoid restrictions and access the full range of lending products.