Dealing with Suspected Fraud: Transaction Blocked? What to Do

Suspected fraud

Description of problem
This is a bank error whereby their fraud system blocks a transaction due to what they have flagged as suspicious activity.

Solution(s) 
  • Please escalate to your bank to investigate and understand why you are getting that error.

  • You may also try using another bank’s card instead (if you have one) to complete the transaction.


    • Related Articles

    • Suspicious communications / Fraud

      It's important to take certain steps to protect your personal and financial information if you get any suspicious email or SMS from Carbon. Here's what you should do: Don't Click on Any Links: Do not click on any links or download any attachments in ...
    • Why we ask for facial identity documents

      Anyone opening a Carbon account must take a photo of their face during the account opening process so that we can verify they are the one opening the account. This also helps prevent identity fraud.
    • Why we ask for identity documents.

      We ask everyone who opens a Carbon account to give us their BVN (Bank Verification Number) and a valid ID issued by the government (valid driver’s license, permanent voter’s card, valid international passport or NIN slip). This assists us in ...