Payroll Loan

Payroll Loan


This is accessible by salaried employees whose salaries are paid through REMITA. Complete an application with valid information and click on "apply for loan", then state how much you would like to borrow. We will then display your available loan offer in the app, you can view expected repayment(s) alongside information requesting repayment to be made by the employer. Once the customer accepts these terms, a loan decision will be provided.


Payroll Refunds

For prompt resolution of all Payroll debit/ refund inquiries. Please send a mail to payroll@getcarbon.co

    • Related Articles

    • Cashback Loan

      * Cashback Loan is no longer available on the Carbon app.
    • Loan Rescheduling

      Can I reschedule my loan repayment? What happens if I pay late? We understand that financial circumstances can change suddenly, Carbon wants to support you through difficult times. However, it is important to note that we do not reschedule repayment ...
    • Starter credit Loan

      Starter Credit is a 7-day, N2000 loan that gives users 100% cashback on their interest if the loan is repaid on time. Starter Credit loans do not count towards loan progression. In other words, while you receive a cashback in the wallet, it will not ...
    • Loan Top-up

      A loan top-up is accessing additional funds on a multiple installment facility after paying a certain number of installments on time for an extended period at the same rate. How do I get a top-up? You need to have a current loan within a 3- 6 months ...
    • Available Loan Offer

            a. Loan Offer is calculated based on the verified data from your information and current risk profile.  b.  The loan amount, duration and interest rate at any time depends on your profile and the information you provided in the application. ...