Loan declined due to approval score

Loan declined due to approval score

You do not meet our approval requirement to access a loan at this time. Please work on improving your credit score before reapplying for a loan by using your app consistently to perform other transactions (e.g. airtime recharge, bill payments, savings, funds transfer) and ensure you meet your obligation with other financial institutions. Your loan will be approved when you meet the necessary requirements.
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      Unfortunately, you are not currently eligible for a higher loan due to the unsatisfactory repayment record on your previous loan. We will kindly suggest you apply for the loan offered and make on-time repayment to increase your credit score.