What to Do When the Issuer or Switch Is Inoperative During Transactions

Issuer or Switch Inoperative

Description of problem
Your bank or the card network is currently unavailable due to downtime at the time of the transaction attempt.

Solution(s)
  • Please retry the transaction at a later time or escalate to our support team if the error persists.

  • You may also try using another bank’s card instead (if you have one) to complete the transaction.


    • Related Articles

    • Refer to card issuer

      Description of problem This error comes from the card issuer. There might be some restrictions on your card. Solution(s) Please reach out to your bank to find out what the problem is. You may also try using another bank’s card instead (if you have ...
    • Invalid Transaction

      Description of problem This error is from the card issuer and it is most common with Verve cards Solution(s) Please retry the transaction at a later time or escalate the issue to your bank if the error persists. You may also try using another bank’s ...
    • Carbon Business FAQs

      Carbon Business FAQs Onboarding How do I create a Carbon Business Account? To register for a Carbon Business Account: Log in to the Carbon Business App or visit our website. Click on "Create Account" and follow the prompts to complete the ...
    • Carbon Launchpad: CAC-Assisted Business Registration for Unregistered SMEs

      What is Carbon Launchpad? Carbon Launchpad is a feature built into the Carbon Business Account onboarding flow for businesses that do not yet have a CAC (Corporate Affairs Commission) registration number. Previously, reaching the RC Number screen ...
    • Is there interest in funds saved in my Carbon account ?

      The 1% annualized interest distribution on cumulative Carbon wallet balances has been discontinued. You can still maximize your earnings by switching to Flexsave. Move your funds to a Flexsave plan today to enjoy a significantly higher return of up ...