We offer a variety of investment opportunities for individuals looking to grow their wealth. The platform provides several investment products with competitive rates, including the Cash Vault, Goals, and Flexsave. Below is a breakdown of the investment options and their respective rates.
Cash Vault
Carbon’s Cash Vault provides fixed returns on your investment over a specified term. It’s an excellent option if you have a lump sum amount you wish to invest for a fixed period. The interest rates as of the current update are:
- 3-month term: 12.50% per annum
- 6-month term: 14.00% per annum
- 9-month term: 18.50% per annum
- 12-month term: 20% per annum
Goals
Goals is a savings product that allows you to set a savings target and contribute towards it regularly. There are two options available:
- Locked Goals: This option offers a 12.00% per annum interest rate. Once you’ve set a target and locked it, you won’t be able to access the funds until you’ve achieved your goal.
- Unlocked Goals: This option provides an 10.50% per annum interest rate. You have the flexibility to withdraw your funds at any time.
Flexsave
Flexsave is a flexible savings product that allows you to save at your own pace while still earning interest. The interest rates are:
- Locked Flexsave: Offers a 12,00% per annum interest rate. You cannot access your funds until a set date.
- Unlocked Flexsave: Provides an 10.50% per annum interest rate. You can access your funds at any time.
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What is Cash Vault Investment?
Qualifying investment amounts range from ₦50,000 to ₦100,000,000, interest rates range from 12.5% -20% annualized, and available investment tenors are 3, 6, 9 or 12 months.
What is Goals investment
This allows scheduled investment either daily, weekly, or monthly with amounts ranging from ₦100 to ₦10,000,000 at 8.5% for unlocked and 9.5% for locked investment annualized
Can I liquidate my investment at any time?
Yes, you can liquidate your Flex save and Goals investments at any time. However, liquidation for the Cash vault investments can only occur at the end of the selected tenor. Click here to watch instructional video
Will my investment be affected if I liquidate my investment before maturity?
Your investment will not be affected as you will be paid back your principal investment. However, liquidation for the Cash vault investments can only occur at the end of the selected tenor.
Can I liquidate my Cash Vault before maturity?
Cash Vault savings cannot be broken or liquidated early. This policy guarantees your investment remains locked to earn its full high-yield interest. If you need urgent cash, you can get an instant loan using your Cash Vault as collateral instead of ...