We offer a variety of investment opportunities for individuals looking to grow their wealth. The platform provides several investment products with competitive rates, including the Cash Vault, Goals, and Flexsave. Below is a breakdown of the investment options and their respective rates.
Cash Vault
Carbon’s Cash Vault provides fixed returns on your investment over a specified term. It’s an excellent option if you have a lump sum amount you wish to invest for a fixed period. The interest rates as of the current update are:
- 3-month term: 10.00% per annum
- 6-month term: 11.00% per annum
- 9-month term: 14.50% per annum
- 12-month term: 15.50% per annum
Goals
Goals is a savings product that allows you to set a savings target and contribute towards it regularly. There are two options available:
- Locked Goals: This option offers a 9.5% per annum interest rate. Once you’ve set a target and locked it, you won’t be able to access the funds until you’ve achieved your goal.
- Unlocked Goals: This option provides an 8.5% per annum interest rate. You have the flexibility to withdraw your funds at any time.
Flexsave
Flexsave is a flexible savings product that allows you to save at your own pace while still earning interest. The interest rates are:
- Locked Flexsave: Offers a 9% per annum interest rate. You cannot access your funds until a set date.
- Unlocked Flexsave: Provides an 8% per annum interest rate. You can access your funds at any time.
Important Note
Carbon makes no representation regarding the likelihood or probability that any actual or proposed investment will in fact achieve a particular outcome or goal. Investors are advised to note that past or historic performances may not be an accurate depiction of future performance or returns. Always take time to understand the risk associated with any investment and, if possible, seek independent financial advice.
For the most recent and accurate information, please visit the official Carbon website or other reliable resources.
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What is Cash Vault Investment?
Qualifying investment amounts range from ₦50,000 to ₦100,000,000, interest rates range from 10% -15.5% annualized, and available investment tenors are 3, 6, 9 or 12 months.
What is Goals investment
This allows scheduled investment either daily, weekly, or monthly with amounts ranging from ₦100 to ₦10,000,000 at 8.5% for unlocked and 9.5% for locked investment annualized
Can I liquidate my investment at any time?
Yes, you can liquidate your Flex save and Goals investments at any time. However, liquidation for the Cash vault investments can only occur at the end of the selected tenor. Click here to watch instructional video
Will my investment be affected if I liquidate my investment before maturity?
Your investment will not be affected as you will be paid back your principal investment. However, liquidation for the Cash vault investments can only occur at the end of the selected tenor.
How to liquidate Savings
Steps To Liquidate Investment Tap on the menu at the top left of your Carbon app, Tap on investment, Select the desired investment you would like to liquidate, Tap on the three dots at the top right of your Carbon app and Tap liquidate. Yes, you can ...