How much can I borrow on Carbon?
Carbon offers various loan amounts to its customers based on their account history and other factors, such as credit score, financial history, and repayment capacity. As a new customer, you may be eligible for one of the following loans:
For existing customers who have successfully repaid their initial loans, the available loan amounts range up to ₦1,000,000 (Loan 4+). It is important to note that building a positive credit history by repaying your loans on time may increase your borrowing limit.
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How to get a Carbon loan
Download the Carbon app from your google play store OR the apple store, sign in or sign up to identify yourself and this will take you to our brief registration/application forms. Complete an application with valid information and click on "apply for ...
Carbon Circles
What is Carbon Circles? Carbon Circles is a digitized monthly contribution otherwise known as Esusu or Ajo. It allows you save funds monthly and you are matched with different people who also have the same financial goal as you. On the 7th day of ...
Why should I join a Carbon Circle?
Research shows that people who save in groups are 300% more likely to hit their goal than those who save alone. You might be familiar with offline Ajo, but this digital version takes the hassle out of organizing a group yourself, dealing with ...
Carbon Express
Carbon Express is a keyboard-based solution that allows you to enjoy instant financial services like fund transfers, airtime, and bills payments within any conversation on your mobile device without having to leave your chat or launch another app. It ...
Carbon Zero
Our Carbon zero service have been discontinued and it is no longer available for new applications from Tuesday, January 6th 2026. If you currently have an active Carbon Zero, there’s no change to your repayment amounts, due dates, or repayment ...